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Glossary

What are virtual accounts / vIBAN?

Virtual accounts (including vIBANs) are uniquely numbered accounts issued under a master account to collect and reconcile payments per customer or purpose. They let businesses scale collections without opening a real bank account per user. Hamirach issues named virtual accounts and vIBANs via API.

Related terms

Banking as a Service (BaaS)Cross-border paymentsOn-ramp / off-ramp

See it in Hamirach

Build virtual accounts (viban) into your product with one API.

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