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Banking-as-a-Service · AI-native · MCP-ready

Launch your own fintech in 3 days.

We provide the entire financial stack — virtual accounts, US equities, card issuing, fund custody, cross-border payments and AI-agent commerce. You ship to production under your own brand, in days, not years.

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ISO 27001 certified · Registered MSB · Built on MPC custody · LATAM-first

agent · MCP tool call → hamirach-fintech 
# An AI agent asks Hamirach to move funds
tool.send_funds({
  from:    "agent-wallet",
  to:      "clinic_payee_8f2a",
  amount:  42.00,
  asset:   "USDC",
  mandate: "0x9c…attested"
})

→ { status: "settled", tier: "T1-autonomous",
    network: "monad" }
Time to market
Go live in 3 days

From sandbox to production under your brand — not a multi-year build.

Your brand
White-label, end to end

Branded web, mobile apps, SDK and APIs — all yours.

One integration
The whole stack

Accounts, cards, US equities, custody and payments in one API.

Trusted by teams building modern financial products

◇ Logo△ Partner○ Client□ Brand▷ Fintech◇ Logo△ Partner○ Client□ Brand▷ Fintech

One platform

Everything you need to move money — for people and agents

Compose the exact financial product you need from primitives that are already in production. One API key, one ledger, one compliance layer.

Safe by construction

MPC 2-of-3 custody, double-entry ledger with idempotency, and step-up approvals on high-value transfers.

Live across LATAM

Fiat in and out across multiple countries and currencies, with local rails abstracted behind one interface.

Compliance, not friction

KYC/AML, travel-rule and beneficiary screening with verifiable on-chain attestation via Rillis.

Products

A complete financial stack, à la carte

Flagship

AI-Agent Payments+ MCP

Signed mandates, spend tiers, on-chain attestation and a live MCP server your agents can call today.

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Cross-Border Payments

Move money between countries in minutes, settled in stablecoin with FX built in.

Virtual Accounts

Dedicated IBAN, ACH and wire accounts per user — deposits auto-convert to stablecoin.

MPC Custody

2-of-3 threshold signing with a device-bound mobile approval app, biometric step-up and KMS tiers.

Wallet Infrastructure

Multi-chain wallets, deposit detection, gas pooling and proof-of-reserves.

Swaps & Convert

Best-price token swaps and local-currency conversion with quote locking.

Card Issuing

Virtual and physical cards funded straight from a crypto balance.

Equities / Brokerage

Give your users access to US stocks, with scheduled investing via signed mandates.

Fiat Rails & Payouts

On/off-ramp and mass payouts to bank or stablecoin, with maker-checker and receipts.

FX & Treasury

OTC quotes, position netting, auto-hedging and per-brand spreads from a dealing desk.

Conversational Payments

Pay over chat — "send $50 to Juan" with built-in verification.beta

BaaS / White-label

Launch a branded fintech — web plus iOS & Android apps, SDK and isolated tenancy.

Compliance & Identity

KYC/AML for users and AI agents, with mandates anchored on-chain.

Stablecoin Issuance

Mint and redeem a branded stablecoin with proof-of-reserves.roadmap

Property Tokenization

New · first client live

Tokenize real estate and real-world assets — fractional ownership, on-chain title, compliance and proof-of-reserves.

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Compliance & identity

Verified agents. Provable mandates.

We don't just verify who gets paid. We verify the AI agent itself, and anchor its mandates and contracts on-chain — so your compliance team gets an audit trail they can stand behind.

Identity for people and agents

KYC/AML for users and a verifiable credential for every AI agent — bound to a real, screened principal.

Mandates & contracts on-chain

Agent mandates and service contracts are signed and anchored on Monad — tamper-proof, timestamped and verifiable by anyone.

Auditable by design

Sanctions and travel-rule screening, plus an append-only trail of every mandate, decision and settlement.

Solutions

Built for the teams shaping money's next layer

Fintechs

Add crypto, fiat and cards without building rails or chasing licenses.

Marketplaces

Pay sellers and creators across borders in bank or stablecoin.

Banks

Extend into digital assets with custody and compliance you can audit.

AI platforms

Let your agents transact with mandates, limits and attestation.

Launch your branded fintech — in days, not years.

Talk to our team about your use case. We'll scope an integration and get you a sandbox key.

Book a demo Talk to sales